2477-9075 2477-9075 S2477-90752018000200035 10.25097/rep.n28.2018.03 Ecuador 00 12 2018 00 12 2018 28 35 49

2007 Banco Del Austro, S.A. Wells Fargo Bank 2002 ISO 2012 2008 Second 2013 2018 SWEDGE 2018 2006 Trustwave 2018