<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>1390-6542</journal-id>
<journal-title><![CDATA[Enfoque UTE]]></journal-title>
<abbrev-journal-title><![CDATA[Enfoque UTE]]></abbrev-journal-title>
<issn>1390-6542</issn>
<publisher>
<publisher-name><![CDATA[Universidad UTE]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S1390-65422017000500001</article-id>
<article-id pub-id-type="doi">10.29019/enfoqueute.v8n5.175</article-id>
<title-group>
<article-title xml:lang="en"><![CDATA[Use of distributed ledger technology by central banks: A review]]></article-title>
<article-title xml:lang="es"><![CDATA[Uso de la tecnología de contabilidad distribuida por los bancos centrales: Una revisión]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Del Río.]]></surname>
<given-names><![CDATA[César A]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Universidad de Otavalo  ]]></institution>
<addr-line><![CDATA[Otavalo ]]></addr-line>
<country>Ecuador</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>12</month>
<year>2017</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>12</month>
<year>2017</year>
</pub-date>
<volume>8</volume>
<numero>5</numero>
<fpage>1</fpage>
<lpage>13</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://scielo.senescyt.gob.ec/scielo.php?script=sci_arttext&amp;pid=S1390-65422017000500001&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://scielo.senescyt.gob.ec/scielo.php?script=sci_abstract&amp;pid=S1390-65422017000500001&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://scielo.senescyt.gob.ec/scielo.php?script=sci_pdf&amp;pid=S1390-65422017000500001&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract: This paper reviews what stage the central banks of the world&#8217;s leading economies are at in their study and adoption of distributed ledger technology (DLT) to reengineer their various systems and functions. A brief description of DLT will be given, followed by an analysis of central banks&#8217; publications and pronouncements to determine what each central bank is doing on their journey to DLT adoption. It was found that of the central banks for which information was available, all of them have expressed interest in DLT and have evaluated it to some extent. Nevertheless, no central bank has an operational DLT-based system at this point. This is because some issues remain regarding the speed, cost of processing, security, transparency and privacy, legal settlement finality, scalability and network effects of the technology. As DLT matures, the expectation is that these issues will begin to be resolved.]]></p></abstract>
<abstract abstract-type="short" xml:lang="es"><p><![CDATA[Resumen: Este artículo examina en qué punto se encuentran los bancos centrales de las economías más avanzadas en su estudio y adopción de la tecnología de contabilidad distribuida (TCD) para transformar sus diferentes sistemas y funciones. Se dará una descripción breve de TCD, seguida por un análisis de las publicaciones y anuncios de los bancos centrales para determinar qué está haciendo cada banco central en su ruta a la adopción de TCD. Se encontró que de los bancos centrales para los cuales había información, todos expresaron interés en TCD y la han evaluado por lo menos hasta cierto punto. Sin embargo, ningún banco central tiene un sistema basado en TCD que esté operacional en este momento. Esto es debido a que hay todavía algunos problemas relacionados con la velocidad, el costo del procesamiento, la seguridad, la transparencia y privacidad, la finalidad de la resolución legal, el escalado, y los efectos de red de la tecnología. A medida que TCD madure, la expectativa es que estos problemas se resolverán.]]></p></abstract>
<kwd-group>
<kwd lng="en"><![CDATA[dlt]]></kwd>
<kwd lng="en"><![CDATA[blockchain]]></kwd>
<kwd lng="en"><![CDATA[distributed ledger]]></kwd>
<kwd lng="en"><![CDATA[fintech]]></kwd>
<kwd lng="en"><![CDATA[digital currency.]]></kwd>
<kwd lng="es"><![CDATA[contabilidad distribuida]]></kwd>
<kwd lng="es"><![CDATA[cadena de bloques]]></kwd>
<kwd lng="es"><![CDATA[fintech]]></kwd>
<kwd lng="es"><![CDATA[dinero digital.]]></kwd>
</kwd-group>
</article-meta>
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