Abstract

ESCANDON DUTAN, Samuel Adrián  and  FERNANDEZ SACOTTO, Álvaro José. Evaluation of efficiency in financial institutions of the Ecuadorian Social and Solidarity Financial Sector, 2016-2021. An application of Data Envelopment Analysis (DEA) methodology. Revista Economía y Política [online]. 2023, n.38, pp.54-72.  Epub July 30, 2023. ISSN 2477-9075.  https://doi.org/10.25097/rep.n38.2023.03.

In Ecuador, Credit and Savings Unions (CAC) are important in the financial system, as they provide financing access for small sectors of the economy. This study measured the efficiency of Credit and Savings Unions (CAC) in segment 3 between 2016-2021 using DEA. The highest levels of efficiency were recorded in 2016 and 2019, as well as in Credit and Savings Unions (CAC) operating in rural sectors without major competition. The lowest efficiency was 49.06% (VRS-I) and 53.30% (CRS-I) in 2018 for DMU10 (Decision Making Unit No.10). The results can be useful for financial institutions to identify key areas where they can take measures to optimize their performance.

Keywords : Credit Unions; Data Envelopment Analysis; Financial Efficiency; Social and Solidarity Financial Sector; Ecuador.

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