Resumen

DEL RIO., César A. Use of distributed ledger technology by central banks: A review. Enfoque UTE [online]. 2017, vol.8, n.5, pp.1-13. ISSN 1390-6542.  https://doi.org/10.29019/enfoqueute.v8n5.175.

This paper reviews what stage the central banks of the world’s leading economies are at in their study and adoption of distributed ledger technology (DLT) to reengineer their various systems and functions. A brief description of DLT will be given, followed by an analysis of central banks’ publications and pronouncements to determine what each central bank is doing on their journey to DLT adoption. It was found that of the central banks for which information was available, all of them have expressed interest in DLT and have evaluated it to some extent. Nevertheless, no central bank has an operational DLT-based system at this point. This is because some issues remain regarding the speed, cost of processing, security, transparency and privacy, legal settlement finality, scalability and network effects of the technology. As DLT matures, the expectation is that these issues will begin to be resolved.

Palabras clave : dlt; blockchain; distributed ledger; fintech; digital currency..

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